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01.04.2026
Expert articles, simple advice, and step-by-step guides for buying property in the UK.
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01.04.2026
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05.03.2026
26.02.2026

You can get a mortgage with a CCJ, but it usually depends on the level of risk. A CCJ (County Court Judgment) indicates to lenders that you have previously defaulted on a debt and the matter was taken to court. Consequently, the lender may request a larger deposit, offer products at a higher interest rate […]
26.01.2026

A let-to-buy mortgage allows you to move homes without selling your current property. You refinance your current home as a rental property, then take out a new residential mortgage on the home you plan moving to. Below is a practical, jargon-free breakdown of how let-to-buy mortgages work, who they suit, and what lenders look for. […]
22.01.2026

When you took out your mortgage, you probably locked into a fixed rate, typically for two, five, or even ten years. At the time of the fixed rate ending, if you did nothing, your lender will usually move your mortgage onto a standard variable rate (SVR). This is often at a much higher rate than […]
13.11.2025
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